Susmita Chaturvedi


Financial inclusion has become an important policy objective of many countries in recent years. In India this was adopted in eleventh five year plan. Financial inclusion implies access of financial services to all segments of the society. This paper highlight some studies and try to evaluate the role of Financial Inclusion at International level and national level, what are the factors which are playing important role in international and national level and to know those factors which are barrier in implementing financial inclusion?

The finding shows that some study of cross country analysis and various national level analyses laid an important focus on the positive relationship between financial inclusion and economic development. The Indian study show that there is exclusion and that poorer sections of the society have not been able to access adequately financial services from the organized financial system.


Financial Inclusion, Community Reinvestment Act (CRA), Community Financing Learning Initiative (CFLIs), Post Office Card Account (POCA), Business Facilitator (BF), Business Correspondent (BC), Know your customer (KYC), Self-Help Group (SHG), Regional Rura

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