• Mamta Sharma Assistant Professor, Dept. of Commerce, University of Jammu, Udhampur Campus,182121
  • Taruna Dubey Assistant Professor, Dept. of Economics, University of Jammu, Udhampur Campus, 182121


Digital, Online, Cashless and Development


Now days, we cannot imagine the world and even our life without technology. We are just like handicapped without technology like mobile phones, internet, computer, machines etc. In modern age of 21st century we are very much dependent on technology starting from home to industry. Number of schemes have been launched by Indian govt. to motivate the general public to go through the use of technology for their day to day transaction like online purchase of grocery-booking of movie tickets, railway tickets, air tickets, online shopping of garments, video conferences in the field of education, recruitment in various sectors, business meetings etc. The ease of conducting financial transactions is probably the biggest motivator to go digital. The study develops a conceptual framework to understand the working of digital economy. The paper highlights the various objective of being digital. It studies the different areas that gets affected by digitalization and the essentials for being digital. The benefits of making a country digital have also been included. The study examines the effect of adopting cashless payment on economic growth and development of the developing countries. In the last, suggestions are also given to make India a digital economy with the participation of every individual of the country.


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II. Sharma.S.K., Lama.V., & Goyal.N. (2015). Digital India: A Vision Towards Digitally Empowered Knowledge Economy. Indian Journal Of Applied Research, 5(10), 715-716.

III. https://www.strategyand.pwc.com/global/home/.../digitization/sector-functional-perspectives. Last Assessed on 9th /03/2017.

IV. https://www.techmaish.com/what-industries-are-most-affected-by-digitization/Oct 9, 2012. Last Assessed on 02/03/2017.

V. https://www.weforum.org/agenda/2016/.../how-the-digitization-of-work-impacts usal...Jan19,2016. Last Assessed

VI. -

VII. New Modes of Learning and Teaching in Higher Education Report to the European Commission on October 2014ISBN 978-92-79-39789-9. Last Assessed on 11/03/2017

VIII. https://www.gdata.in › Information Management (Role of Digitization and E-commerce in Indian Economic Growth: An Employment Generation Perspective Conference Paper (PDF Available) • December 2015 with 4,183 Reads. Last Assessed on 11/03/2017

IX. Conference: 98th Annual Conference of Indian Economic Association) www.government.se/.../smart-industry---a-strategy-for-new-industrialisation-for-swed... Apr 22, 2016. Last Assessed on 12/03/2017

X. http://www.strategy-business.com/blog/Five-Essential-Elements-of-the-Digital-Workplace?Jan 14, 2014. Last Assessed on 13/03/2017

Additional Files



How to Cite

Mamta Sharma, & Taruna Dubey. (2017). DIGITIAL INDIA AND A CONTEMPORARY ECONOMY PORTRAY: A REVOLUTIONARY STEP. International Education and Research Journal (IERJ), 3(5). Retrieved from http://ierj.in/journal/index.php/ierj/article/view/939