A STUDY OF FINANCIAL PERFORMANCE OF SELECTED PSU BANKS OF INDIA
Keywords:Public Sector Banks, Financial Performance, Efficiency, Profitability
The Reserve Bank of India and the Ministry of Finance are in charge of the country's vast array of governmental and private financial institutions. Competition, client demand, and banking reforms in India have made efficiency and profitability of the banking sector a primary concern. SBI, BOB, and BOI, three of India's biggest public sector banks, are the focus of this research. From 2016-17 through 2020-21, these banks have been analysed in terms of their financial performance. FRA (Financial Ratio Analysis) is a tool used to evaluate public sector banks' financial performance by looking at their ratios. Banks can benefit from the outcomes of this study.
I. A.K. Trivedi (2002), “Economic Reforms and Banking Scenario: An Analysis”, Indian Economic Panorama, A Quarterly Journal of Agriculture, Industry, Trade and Commerce, Special Banking Issue, pp.6-8
II. Chandra, Prasanna, 'Financial Management ' Tata McGrow Hill Publishing Co. Ltd., New Delhi 1997
III. Chandrasekhar, C.P. 2009. How sound is Indian banking. The Economic & Political Weekly. May, pp. 8
IV. Dr. Vibha Jain: Non-Performing Assets in commercial Banks: Regal Publication, New Delhi,1st Edition 2007p p78-79
V. Farmer, Mayuri. J. An accounting evaluation of performance of Indian public sector banks. Ahmedabad: Shanti Prakashan, 2009. pp75-103. Print
VI. Gulati, Rachita and Kumar, Sunil. “Efficiency-Profitability Relationship in Indian domestic banks: A disaggregate analysis”, The Asian Economic Review, Journal of the Indian Institute of Economics, Vol. 51, Dec 2009, No:3, pp411-433. 2009. Print.
VII. Hallinan, Joseph T. (2003), “Bigger Banks. Better Deals?”, Wall Street Journal - Eastern Edition, Vol. 242, Issue 84, pp.D1-D3
VIII. Hingorani 'Management Accounting' Sultan Chand & Sons, New Delhi (1973 & 1990)
IX. Koeva, Petya, 2003. The Performance of Indian Banks during Financial Liberalization, IMF Working Paper No. 03/150.
X. Kumar, B. S. (2008): Leveraging Technology Foreign Banks Financial Inclusion, Bankers Conference Proceedings (Nov.): 44-152
XI. Reserve Bank of India, master circular on prudential norms on income recognition. Asset classification and provisioning.
XII. Roma Mitra Debnath, Ravi Shankar (2008). Measuring performance of Indian banks: an application Data Envelopment Analysis.
XIII. Subramanium, K. 1997. Banking Reformsinindia. TMH Publishing Co. Ltd., New Delhi.
XIV. Trends and progress of Banking in India, RBI annual Report 2013-2014
XV. Varadi, Vijay Kumar and Mavaluri, Pradeep Kumar and Boppana, Nagarjuna (2006): Measurement of Efficiency of Banks in India.
XVI. WELLS Fargo & Co. (2003), “Big Banks Report Strong Gains, Led by Wells Fargo, Bank One”, Wall Street Journal - Eastern Edition, Vol. 242, Issue 80, p.C5
How to Cite
Copyright (c) 2022 International Education and Research Journal (IERJ)
This work is licensed under a Creative Commons Attribution 4.0 International License.